TheOur economy has faced internal and external troubles. It makes small and medium businesses get worse.
Inventory index in a small and medium business has been in upward trend, and ratio of net income to net sales has swung downward rapidly. It shows that small and medium businesses is standing at the turning point.
Weak international competitiveness in a small and medium business weakens our industry competitiveness.
CEOs think that our small and medium businesses are at a crisis. The reality of our national economy is getting worse and worse.
It is emphasized that we work out and carry out business innovation strategies because modern business environment is full of uncertainty.
After all, the primary factor of success is□□changes□□, which all CEOs and companies keep in mind.
The changes make businesses work out and carry out new plans. Now we have to accept them as the best strategy. These changes have relation to the course of companies.

This study hypothesized a contingency corporate performance model in which the diffusion of BSC information could not only be affected by contingency variables - corporate size, market risk, and the main products' life stages but also gave impact on firm's performance. 52 sample firms were surveyed and analyzed for the relationships between diffusion of BSC information and company performance. The results showed that both the size and risk of a firm were proven to affect the extent of the diffusion of BSC information. The stage of a firm's main products did not show significant relationship with the extent of diffusion of BSC information. The extent of diffusion of BSC information, as hypothesized, gave impact on the corporate performance. The results were considered as empirical evidence that diffusion of BSC information can be effective tools for having strategic advantage of firms in the market as the BSC installation practice maintained.

This paper aims to investigate the types of problems women owned businesses face and the relative significance of these problems. The 800 U.S. women business owners were drawn at random from the membership directory of NAWBO (National Association of Women Business Owners). This paper analyzed the differences of major problems to each growth stage (that is, start-up, early growth, later growth and maturity stage) and in terms of the type of entrepreneur (that is, general/opportunistic or technical/craftsman) in US women owned businesses.
The findings indicated there were differences in the major problems faced across the growth stages as they move from the start up to the maturity stage and by entrepreneur type.

This study empirically examined the effects of the Relationship between JIT System and Management Accounting Information System Attributes on the Performance of a Firm. The empirical results indicate that there are positive relationships between the degree of JIT implementation and the level of performance goals, the level of performance measures and the level of incentive related to performance significantly. And the fits of the degree of JIT implementation and Management Accounting Information System Attributes are impact on the nonfinancial performance of a firm.

Though many efforts such as the legislation of Special Act, support of policy funds are made to relieve a decline of traditional market, the importance of non-physical aspects are relatively overlooked.
This study aims to present a significant suggestion applicable to Korea's traditional market by analyzing Tokyo shopping street's revitalization cases. An analysis is based on a traditional market revitalization framework.
Tokyo shopping street's revitalization strategies are divided into three categories : Infrastructure Improvement, Sales Promotion, New Enterprise Initiation.
In conclusion, we emphasize the importance of balancing between physical amelioration projects and non-physical improvement in management in order to revitalize traditional market.

This paper is focused on researching on the development of petty loans for the people and providing its policy implications.
Many local banks and other community credit cooperatives specialized in petty loans walked out of the markets and were merged or acquired in the process of financial structuring adjustment after the crisis. Additionally, local financial institutions changed their business strategy into profit-seeking based one.
As a result, the public role of financial intermediaries for financial supporting to small and medium enterprises and the people in local provinces has been to some extent disregarded. Furthermore empirical study shows that the discrepancy among provinces in terms of financial allocations remained wide.
In order to boost economic growth potentials as well as local business, firstly, we need to construct cooperative systems among local financial institutions and secure niche markets through developing specialized financial- commodities which suit for local business conditions.
Secondly, we continue to drive structural adjustments of resolving non-performing loans in local financial institutions and rearrange postal savings being managed by the central government to protect liquidity outflows to other provinces.
Thirdly, it is necessary to build the credit information system and enhance the credit guarantee system for enforcing the competitiveness of small medium enterprises in local areas.
Finally, given that financial supports for the people and small and tiny businesses in local provinces has been convincingly shrunk since the crisis, the improvement of financial system which satisfies the liquidity demand of most of people in local areas like the Community Reinvestment Act of U.S. is needed.

This study examines alternative criteria separating the high performers from the averages in firms. By this study managers can keep on management efficiency under uncertain environment. The related researches mainly focus on personality, attitude and intelligence to explain the performance gap. But until now these tools does not work well efficiently. This study presents an efficient mechanism to pick out the high performers from the averages that basically is necessary to operate performance based human resource management system. In this study human needs are used as a key concept to develop the mechanism. Few studies are conducted to test empirically using human needs, although they cause behavior and they are considered as a basic concept to explain human behaviors. Therefore this study tries to explore the relationship between the high performers and the human needs. Research assignments can be summarized as follows: First, what is the difference between the high performers and the averages in term of needs profile?, Second, can achievement orientation be used not only as one of organizational effectiveness variables, but as one of needs?.
This study uses Anova of spss pc ver. 10 to analyze the data obtained from 216 MBA students. One of main findings is that the high performers have stronger on need for fun, existence, power and achievement than the averages. Another finding is that need for achievement also worked well as one of organizational effectiveness variables.